Melissa Joy Quoted in an Article Offering Advice for Today’s College Student


Melissa JoyIn an online article hosted by, Melissa provides insights for an article titled "Young, fabulous, and not so broke: 4 student budgeting tips" by Amelia Gray 

(An excerpt from the article)

Tip 1: Put your sweat into a summer job

If you're planning on heading back to school in the near future or already attending full-time, your top source of income could be the money you make during the summer. That's the advice of Melissa Joy, CFS, who works as the Director of Investments & Client Service for the Center for Financial Planning in Southfield, Michigan.

"Calculate the amount of money you'll make in the summer and set a target for savings by the end of the time that you're working," she says. "Set up a savings account to hold this pool of money." That means you need to avoid the temptation of summer road trips and big financial moves while you're in school. Your impulse may be to take a break from hard work and kick back in the summer, but summer is the time to work those extra shifts while you still can--and put it all into savings.

Click here to read the entire article.

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