Nick Defenthaler, CFP®, RICP®, is a CERTIFIED FINANCIAL PLANNER™ at Center for Financial Planning, Inc.® In addition to working closely with clients as a Senior Financial Planner, he is Director of The Center’s Financial Planning Department and a member of the firm’s Investment and Operations Committees.
Nick joined The Center team in July 2013 and has been involved in the financial planning profession for over 12 years. A frequent contributor to The Center’s “Money Centered” blog, Nick hosts many of The Center’s educational webinars and speaking engagements on financial planning and investment-related topics. He contributed to a PBS documentary on the importance of saving for retirement and has been quoted in articles published by CNBC, MSN Money, Financial Planning Magazine, and OnWallStreet.com.
In 2019, for the third year in a row, Nick was named to the Forbes list of Best-In-State Next-Generation Advisors, which recognizes advisors from national, regional and independent firms.*
Personally, Nick loves to play hockey and golf and cherishes spending as much time as possible (ideally in the outdoors) with his wife and two young children. While he considers himself an amateur chef, Nick thoroughly enjoys cooking for friends and family, especially if it is barbecue related!
Bachelor of Business Administration, Finance, Eastern Michigan University
Certificate of Financial Planning, College for Financial Planning
LICENSING & CERTIFICATIONS:
CERTIFIED FINANCIAL PLANNER™ (CFP®)
Retirement Income Certified Professional® (RICP®)
Series 7 and Series 63 Securities Licenses
State of Michigan Life and Health Insurance Licenses
LEADERSHIP & COMMUNITY INVOLVEMENT:
Financial Planning Association (FPA) of Michigan, Annual Conference Co-Chair and NexGen Committee Founder
Metro Detroit Estate Planning Council, Events Committee
Annual volunteer efforts with Humble Design
Multiple Sclerosis Society Leadership Class Member (2016)
AREAS OF FOCUS & INTEREST:
Working with clients within five years of retirement or currently in retirement
Developing tax-efficient portfolio distribution strategies
Social Security analysis and maximization
Pension analysis and maximization
Employer retirement plan maximization strategies (401k, Deferred Compensation, Stock Options, etc.)
Helping clients reduce current and future taxes through prudent planning (Ex. tax-efficient charitable giving, Roth IRA conversions, tax-efficient portfolio construction, etc.)
Data provided by SHOOKTM Research, LLC as of 3/31/2019. SHOOK Research considered advisors born in 1980 or later with a minimum 4 years relevant experience. Advisors have built their own practices and lead their teams; joined teams and are viewed as future leadership; or a combination of both. Ranking algorithm is based on qualitative measures derived from telephone and in-person interviews and surveys: service models, investing process, client retention, industry experience, review of compliance records, firm nominations, etc.; and quantitative criteria, such as assets under management and revenue generated for their firms. Investment performance is not a criteria because client objectives and risk tolerances vary, and advisors rarely have audited performance reports. Rankings are based on the opinions of SHOOK Research, LLC. Neither SHOOK nor Forbes receives compensation from the advisors or their firms in exchange for placement on a ranking. Raymond James is not affiliated with Forbes or Shook Research, LLC. This ranking is not indicative of advisor’s future performance, is not an endorsement, and may not be representative of individual clients’ experience. Out of 6,389 advisors considered, 1,489 made the final list in 2019. For more information see www.SHOOKresearch.com.