The beginning of a new year gives us a clean slate to get on the right track. Then it happens … we all do it. With the best intentions we make those dreaded New Year resolutions that very rarely get accomplished. Then we find ourselves in the same boat as we were the year before. Have you ever noticed how busy the gym is in January and how it magically goes back to normal capacity within a few months? I’m just as guilty as the next person with failed resolutions. However, this year I’m going to make a challenge to our fine clients at The Center. Make a New Year resolution to sit down for just an hour in January and make a game plan for your finances in 2014. It’s not a challenge to save “X” amount for retirement or to rollover that 401k plan to an IRA that has been with an ex-employer for a few years. These are individual goals that you can work into your plan. My challenge is rather to open up the discussion, take a close look at your own personal financial scenario, and set some goals that you would like to achieve in 2014.
Think of the approach in terms of the famous Fitzhugh Dodson quote: “Without goals, and plans to reach them, you are like a ship that has set sail with no destination.” As your trusted advisors, we are here to help you identify these goals and work with you to navigate through them until they are accomplished. We look forward to working with you in this New Year and wish our clients and their families and friends nothing but the best for 2014 and beyond!
Nick Defenthaler, CFP® is a Support Associate at Center for Financial Planning, Inc. Nick currently assists Center planners and clients, and is a contributor to Money Centered and Center Connections.
Any information is not a complete summary or statement of all available data necessary for making an investment decision and does not constitute a recommendation. C13-001740.